Budget 2015: What consumers, investors and taxpayers are expecting

Budget 2015: What consumers, investors and taxpayers are expecting ET Wealth reached out to the aam aadmi across geographies, age groups and income levels to know the key expectations he has from Jaitley's second Budget. Why salaried taxpayers end up paying more tax than they should If you had to make do with a box of chocolate, perhaps it was because of poor tax planning. Five steps to build your own Budget While the finance ministry would have started working on it long back, it isn't too late for you to create a financial policy for yourself. Seven tax changes that need to be tackled in the Budget As Finance Minister Arun Jaitley readies to present the Budget, there are several demands for changes that he will need to tackle. Why you should avoid investing in unloved stocks that are trading at very low prices Some stocks are trading at very low prices and far below their book value. Don't make the mistake of falling into these value traps. Quote of the week "That four elections have been won, and one has not, is no ground for believing that there will be a slowdown on the path we have taken." Arun Jaitley,Union Finance Minister Family Finances How the Kulkarnis need to boost income to secure major goals Low income is problematic when it comes to financial planning. Since it almost always translates into a meagre surplus, investing for goals becomes difficult. Financial Planning Budget 2015: Macroeconomic data will give investors insight into asset allocation Investors can make a beginning by following commentaries on economic growth projections and assumptions & government's ability to fund the growth. Money-making venture Flintobox: Building engaging products for children that aid their holistic development To test their products, they have partnered with pre-schools and play schools around their office. Entrepreneurs How Dhruv & Kaushal Goyal's 3yr-old startup ExclusiveLane.com is on track to generate Rs 3.5 crore Goyal cousins invested close to Rs 10 lakh to start their biz, which was invested in building the website, buying inventory & acquiring designers. Financial Calculators Plan your car Car cart! Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. Home Loan Refinance Should you refinance your home loan? Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate. More Calculators Do our pension plans carry risk? India's demographic dividend will help protect the retirees' income for some years. Why you should extend your group health covers before retirement Employees protected by group insurance can convert it to an individual cover at the time of separation, but the risks are many. Escorts: Why stock market analysts are turning bullish on the auto company While the domestic tractor demand in the third quarter has contracted 22%, Escorts outperformed the industry average by reporting a relatively slower de-growth of 17%. Indian households more optimistic now despite concerns on savings & investment, finds survey The survey was conducted in the last quarter of 2014. It spoke to 1,585 households across 11 major cities. Apps that help you manage your money From keeping you updated on the stock market to alerting you about upcoming payments, there is an app for everything. More Newsletters ET Mutual Fund A weekly round-up of the top news and views from the mutual fund industry. Markets Watch Round up of stock, currency, bond, money and real estate market ET Investment Opportunities Property, Stocks, IPOs, NFOs, Mutual Funds and latest investment options in your inbox. Wealth Weekly news on personal finance, stocks, property, gold, tax planning and more. Follow Us on ET: About us|Advertise with us|Terms of Use|Privacy Policy|Feedback|Sitemap|Code of Ethics © 2015 Times Internet Limited. To ensure delivery directly to your inbox, please add etnotifications@indiatimes.com to your address book today. If you are having trouble viewing this newsletter, please click here To unsubscribe or edit your subscriptions please click here